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5820 ARBORETUM STREET
ST CLOUD, FL, 34771
$515,000
5 Beds
3 Baths
2,601 SqFt
0.14 Acres
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MLS #O6412182 image #0
OWNER FINANCING AVAILABLE!!!!!! —- One or more photo(s) has been virtually staged.

Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living.

The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away.

Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability.

The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller’s loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

Property Details

Price:
$515,000
MLS #:
O6412182
Status:
Active
Beds:
5
Baths:
3
Type:
Single Family
Subtype:
Single Family Residence
Subdivision:
PRAIRIE OAKS
Neighborhood:
34771stcloudmagnoliasquare
Listed Date:
May 30, 2026
Finished Sq Ft:
2,601
Total Sq Ft:
3,118
Lot Size:
6,098 sqft / 0.14 acres (approx)
Year Built:
2024
34771 – St Cloud (magnolia Square)34771stcloudmagnoliasquarePrairie OaksBuyer And/or Buyer’s Agent Responsible To Review With Hoa Directly7 MonthsPets Allowed

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Schools

Interior

Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
Bathrooms
3 Full Bathrooms
Cooling
Central Air
Flooring
Carpet, Tile
Heating
Central
Interior Features
Built-in Features, Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry Features
Laundry Room
Levels
Two

Exterior

Attached Garage YN
1
Construction Materials
Block, Stucco
Covered Spaces
2
Direction Faces
North
Exterior Features
None
Garage Spaces
2
Roof
Shingle

Financial

HOA Fee
$180
HOA Fee Frequency
Monthly
HOA Name
Empire Management Group, Inc.
HOA Phone
(407) 770-1748
Tax Year
2025
Taxes
$6,265

Map

Community

Subdivisions in ST CLOUD

Market Summary

Current real estate data for Single Family in ST CLOUD as of Jun 09, 2026
1,247
Single Family Listed
102
Avg DOM
234
Avg $ / SqFt
$514,495
Avg List Price

Property Summary

    Located in the PRAIRIE OAKS subdivision, 5820 ARBORETUM STREET ST CLOUD FL is a Single Family for sale in ST CLOUD, FL, 34771. It is listed for $515,000 and features 5 beds, 3 baths, and has approximately 2,601 square feet of living space, and was originally constructed in 2024. The current price per square foot is $198. The average price per square foot for Single Family listings in ST CLOUD is $234. The average listing price for Single Family in ST CLOUD is $514,495. To schedule a showing of MLS#o6412182 at 5820 ARBORETUM STREET in ST CLOUD, FL, contact your Preferred Real Estate Brokers agent at 4076987254.

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